Security

Security

Swiss Fiat AG is a Swiss financial intermediary. Protecting client information is a regulatory obligation, an operational discipline, and an independently audited part of how we run the business.

ISO/IEC 27001:2022 certification

Swiss Fiat AG is certified to ISO/IEC 27001:2022, the international standard for information security management systems.

Registration number: IC-IS-2609188
Standard: ISO/IEC 27001:2022
Initial certification: 17 September 2026
Valid until: 16 September 2027, maintained through annual surveillance audits
Recertification: 16 September 2029

Scope of certification

The Information Security Management System at Swiss Fiat AG applies to the provision of multi-currency accounts, dedicated IBANs, payment cards, foreign exchange, and digital asset on and off ramp services to individual and business clients, including the supporting departments and functions: Executive and Governance, Compliance and AML, Technology and IT, Operations and Payments, Finance and Administration, and Marketing and Business Development.

What the certification covers

Independent audit confirmed that Swiss Fiat AG has established, documented and implemented controls across:

Access management. Role-based access, multi-factor authentication, privileged access controls, and quarterly access reviews. Accounts are provisioned only on approval and disabled when no longer required.

Encryption. Data encrypted at rest and in transit. Full disk encryption and anti-malware enforced on all endpoint devices.

Incident response. Documented processes for identifying, assessing, responding to and learning from information security events, with defined roles and reporting channels.

Business continuity. Continuity and disaster recovery plans with tested backups and recovery procedures.

Secure development. Security requirements built into the development lifecycle, with peer code review, security testing before production deployment, and separation of development, test and production environments.

Vendor and cloud risk. Formal vendor risk assessments and security requirements applied to suppliers and cloud services across the technology supply chain.

Monitoring. Continuous vulnerability identification, capacity and systems monitoring, and logging of security-relevant events.

Data protection. Documented data classification, retention, deletion and breach notification procedures.

Governance

Information security at Swiss Fiat AG is owned at board level. Our Chief Technology Officer serves as Information Security Officer, reporting directly to the CEO, with overall responsibility for establishing, operating, monitoring and improving the Information Security Management System. The system is reviewed by management at planned intervals and audited internally on a recurring schedule.

Privacy

Swiss Fiat AG handles personal data in line with GDPR principles. Data is collected for a defined purpose, held only as long as it is needed, and remains under the control of the person it belongs to. See our Privacy Policy for full details.

Regulatory standing

Swiss Fiat AG is affiliated with SO-FIT, Organisme de Surveillance pour Intermédiaires Financiers & Trustees, affiliation number 1524, as a financial intermediary under the Swiss Anti-Money Laundering Act. SO-FIT is recognised by the Swiss Financial Market Supervisory Authority (FINMA). See Supervision for more.

How we contact you

Swiss Fiat will never make unsolicited calls, request sensitive information, or ask you to transfer funds. If you receive a call claiming to be from Swiss Fiat, our in-app fraud call protection will indicate whether we are genuinely on a call with you.

If you believe you have been contacted by someone impersonating Swiss Fiat, or you want to report a security concern, email support@swissfiat.com

Built for people and finance teams who
care deeply - about every person
and every transaction.

Brand Logo

Swiss Fiat blends Swiss precision with global usability. We’re building a user-first financial platform, empowering anyone to manage, convert, and move money across currencies and assets from anywhere.

Contact

Swiss Fiat AG
Alpenstrasse 1
6004 Luzern, Switzerland

+41 76 284 20 25

info@swissfiat.com

Swiss Fiat is a brand of Swiss Fiat AG. Swiss Fiat AG, registered address: Alpenstrasse 1, 6004 Luzern, Switzerland. Company registration number: CHE-311.324.141. Swiss Fiat AG is affiliated with the self-regulatory organization SO-FIT – Organisme de Surveillance pour Intermédiaires Financiers & Trustees (Affiliation No. 1524) as a financial intermediary in accordance with the Swiss Anti-Money Laundering Act (AMLA). SO-FIT is recognized by the Swiss Financial Market Supervisory Authority (FINMA).

 

Certain payment services may also be provided through the following institutions:

  • Bank Frick AG, a bank registered in Liechtenstein with company registration number FL-0001.548.501-4, authorized and regulated by the Liechtenstein Financial Market Authority (FMA).

  • SettleGo Solutions Limited (trading as OpenPayd), a company registered in England with company registration number 09570221, authorized and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number 900483).

  • System Pay Services (Malta) Ltd (trading as BVNK), a company registered in Malta with company registration number C 66961, authorized and regulated by the Malta Financial Services Authority (MFSA) as an Electronic Money Institution under the Third Schedule to the Financial Institutions Act (Chapter 376 of the Laws of Malta).

  • Lorum Finance (DIFC) Ltd, a company registered in the Dubai International Financial Centre, Dubai, United Arab Emirates, with license number CL8130 and registered office at Unit IH-00-01-02-OF-01, Level 2, Innovation Hive, Dubai International Financial Centre, Dubai, United Arab Emirates.

  • Equals Money Plc, is authorised as a Payment Institution by the Financial Conduct Authority (FCA) with Firm Reference Number (FRN) 488396. Company registered in England & Wales No. 05539698. Registered Office: 3rd Floor, Vintners' Place, 68 Upper Thames St, London, EC4V 3BJ. Cards are issued by Equals Money International Limited pursuant to licence by Mastercard International Inc. Equals Money International Limited is authorised as an Electronic Money Institution by the FCA with FRN 900493. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Swiss Fiat AG is certified to ISO/IEC 27001:2022 for its Information Security Management System.

© 2026 Swiss Fiat AG. All rights reserved.

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Built for people and finance teams who
care deeply - about every person
and every transaction.

Brand Logo

Swiss Fiat blends Swiss precision with global usability. We’re building a user-first financial platform, empowering anyone to manage, convert, and move money across currencies and assets from anywhere.

Contact

Swiss Fiat AG
Alpenstrasse 1
6004 Luzern, Switzerland

+41 76 284 20 25

info@swissfiat.com

Swiss Fiat is a brand of Swiss Fiat AG. Swiss Fiat AG, registered address: Alpenstrasse 1, 6004 Luzern, Switzerland. Company registration number: CHE-311.324.141. Swiss Fiat AG is affiliated with the self-regulatory organization SO-FIT – Organisme de Surveillance pour Intermédiaires Financiers & Trustees (Affiliation No. 1524) as a financial intermediary in accordance with the Swiss Anti-Money Laundering Act (AMLA). SO-FIT is recognized by the Swiss Financial Market Supervisory Authority (FINMA).

 

Certain payment services may also be provided through the following institutions:

  • Bank Frick AG, a bank registered in Liechtenstein with company registration number FL-0001.548.501-4, authorized and regulated by the Liechtenstein Financial Market Authority (FMA).

  • SettleGo Solutions Limited (trading as OpenPayd), a company registered in England with company registration number 09570221, authorized and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number 900483).

  • System Pay Services (Malta) Ltd (trading as BVNK), a company registered in Malta with company registration number C 66961, authorized and regulated by the Malta Financial Services Authority (MFSA) as an Electronic Money Institution under the Third Schedule to the Financial Institutions Act (Chapter 376 of the Laws of Malta).

  • Lorum Finance (DIFC) Ltd, a company registered in the Dubai International Financial Centre, Dubai, United Arab Emirates, with license number CL8130 and registered office at Unit IH-00-01-02-OF-01, Level 2, Innovation Hive, Dubai International Financial Centre, Dubai, United Arab Emirates.

  • Equals Money Plc, is authorised as a Payment Institution by the Financial Conduct Authority (FCA) with Firm Reference Number (FRN) 488396. Company registered in England & Wales No. 05539698. Registered Office: 3rd Floor, Vintners' Place, 68 Upper Thames St, London, EC4V 3BJ. Cards are issued by Equals Money International Limited pursuant to licence by Mastercard International Inc. Equals Money International Limited is authorised as an Electronic Money Institution by the FCA with FRN 900493. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Swiss Fiat AG is certified to ISO/IEC 27001:2022 for its Information Security Management System.

© 2026 Swiss Fiat AG. All rights reserved.

Social Icon
Social Icon
Social Icon
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Built for people and finance teams who care deeply - about every person and every dollar.

Brand Logo

Swiss Fiat blends Swiss precision with global usability. We’re building a user-first financial platform, empowering anyone to manage, convert, and move money across currencies and assets from anywhere.

Contact

Swiss Fiat AG
Alpenstrasse 1
6004 Luzern, Switzerland

+41 76 284 20 25

info@swissfiat.com

Swiss Fiat is a brand of Swiss Fiat AG. Swiss Fiat AG, registered address: Alpenstrasse 1, 6004 Luzern, Switzerland. Company registration number: CHE-311.324.141. Swiss Fiat AG is affiliated with the self-regulatory organization SO-FIT – Organisme de Surveillance pour Intermédiaires Financiers & Trustees (Affiliation No. 1524) as a financial intermediary in accordance with the Swiss Anti-Money Laundering Act (AMLA). SO-FIT is recognized by the Swiss Financial Market Supervisory Authority (FINMA).

 

Certain payment services may also be provided through the following institutions:

  • Bank Frick AG, a bank registered in Liechtenstein with company registration number FL-0001.548.501-4, authorized and regulated by the Liechtenstein Financial Market Authority (FMA).

  • SettleGo Solutions Limited (trading as OpenPayd), a company registered in England with company registration number 09570221, authorized and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number 900483).

  • System Pay Services (Malta) Ltd (trading as BVNK), a company registered in Malta with company registration number C 66961, authorized and regulated by the Malta Financial Services Authority (MFSA) as an Electronic Money Institution under the Third Schedule to the Financial Institutions Act (Chapter 376 of the Laws of Malta).

  • Lorum Finance (DIFC) Ltd, a company registered in the Dubai International Financial Centre, Dubai, United Arab Emirates, with license number CL8130 and registered office at Unit IH-00-01-02-OF-01, Level 2, Innovation Hive, Dubai International Financial Centre, Dubai, United Arab Emirates.

  • Equals Money Plc, is authorised as a Payment Institution by the Financial Conduct Authority (FCA) with Firm Reference Number (FRN) 488396. Company registered in England & Wales No. 05539698. Registered Office: 3rd Floor, Vintners' Place, 68 Upper Thames St, London, EC4V 3BJ. Cards are issued by Equals Money International Limited pursuant to licence by Mastercard International Inc. Equals Money International Limited is authorised as an Electronic Money Institution by the FCA with FRN 900493. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Swiss Fiat AG is certified to ISO/IEC 27001:2022 for its Information Security Management System.

© 2026 Swiss Fiat AG. All rights reserved.

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